Insurance and Billing Information
What does being an "out-of-network" provider mean?
Being an out-of-network provider means I don’t take insurance. Some insurance companies offer "out-of-network" benefits and may partially reimburse you for therapy expenses. You should call your insurance company and ask about out-of-network benefits. If your insurance does offer them I can provide you with a billing summary, also called a “superbill”, which includes information you typically need to file an insurance claim for reimbursement.
You should call your insurance company and ask:
- Does your plan offer “out-of-network” mental health benefits?
- What is your deductible and its start/end period?
- What is the percentage rate for reimbursement?
- Is there is a limit to the number of sessions covered?
- Do they cover services provided by a New York State Licensed Psychoanalyst?
- Is there pre-authorization required?
- What other conditions must be satisfied for out-of-network reimbursement?
Why do you choose to be an "out-of-network provider"?
I am freed to focus 100% of my time and energy on providing quality care for you.
When therapists are “in-network” with insurance companies, it often means they have to spend hours of time completing insurance paperwork, face delays in payment, and receive below-market rates. Using insurance also means that your therapy will may be controlled by or interrupted by the insurance company. For example, the insurance company could put a limit to your number of sessions or decide what type of therapy you should have. Because insurance representatives are not mental health professionals they should not be in a position to make those types of decisions for you.